https://slavyanski.net/sb2020/story.php?title=private-mortgage-calculator Credit card companies and others might report settled debt to the IRS, which the IRS considers earnings, except you might be insolvent.” Insolvency is when your whole debts are more than the fair market worth of your whole property. The typical American has over $10,000 in credit card payments, and many people have way more than that. In some instances a very good credit score score and down payment are enough to safe a loan. Fri, 08 Sep 2023 05:48:59 UTC en