https://slavyanski.net/sb2020/story.php?title=title-loans-vs-payday-loans-4 If you've never borrowed money from a bank or credit union, never had a bank card or never had a utility bill in your identify, you will have no credit score, or a skinny or non-existent credit file. Typically, your credit score gets dinged every time a company — like a lender — pulls your report. Having no credit history or rating can make it just as arduous to borrow as having a low credit rating. Mon, 02 Oct 2023 18:26:19 UTC en