https://slavyanski.net/sb2020/story.php?title=understanding-credit-score-and-loans-7 In time the credit score-card money spent by customers is taken up into financial savings, and the financial system shrinks as a result of no more money is coming into circulation to switch the money lost in financial savings. Such soft credit score checks do not lower the borrower's FICO rating. Payday loans, like different forms of credit, are regulated by the Financial Conduct Authority. Sun, 15 Oct 2023 23:25:21 UTC en