Marcus by Goldman Sachs is a model of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch.
You ought to always evaluate the terms, fees, and conditions for any loan or financial product that you are contemplating.
So you have a check but you don’t have a checking account to access the funds.
As you think about which loan to take, put to account how much quantity wanted, how fast or the time you need the loan, and the financial power and ability to payback.
However, these loans are risky for lenders to offer since you wouldn't have to place up collateral.