I utilized on-line through and had the mortgage paid straight into my bank account inside around 2 hours. Request on weekdays (by no means on holidays) as extra lenders work on weekdays than on weekends and holidays. Private loan supplier: A private mortgage is one of the best sort of same-day loan as a result of the APRs are affordable (6% to 36%) and debtors sometimes do not want collateral to safe the mortgage.