They have moved the method of acquiring a payday money loan from a brick and mortar location to the net. The typical three-yr mortgage provided throughout all lenders using the Upstart Platform may have an APR of 21% and 36 month-to-month payments of $35 per $1,000 borrowed. Paying again on time will maintain your credit rating and can even improve it. LendUp provides an alternative to payday advance lending.