The program comes with restrictions: Loans are limited to $10 million, to companies with 500 employees or much less. The average Oportun borrower makes $forty,000 a year and takes a loan of $three,four hundred at an annual proportion price of 34%, in keeping with the company. Typical introductory intervals are six to 18 months, so should you don't repay the steadiness in that point, your rate of interest will probably skyrocket proper back up.