Meanwhile, of the 310 licensed money lenders, Sibu tops the checklist with 97 operators whereas Miri (92), Kuching (seventy nine), Bintulu (25), Limbang (14) and Sri Aman (3). Getting a mortgage approval without collateral might sound glorious, but repayments have to be made every month. Personal Loans, Lines of Credit, Debt Re Consolidation Loans, Dwelling Equity Loans, Auto Loans, Mortgages, Army Loans and more.