You'll be able to then use this money to pay off your existing money owed, and then repay the stability in your card. Right here, you can apply for a loan starting from £200 to £2,000 with payback period of between three months and 1 year at a rate of forty nine.9% and 1333% APR. But before applying for a mortgage of this measurement, most lenders expect applicants to have good to glorious credit score, which suggests 650 or increased.