A money advance is really a payday loan underneath one other name. Rocket Loans uses the FICO 9 credit scoring mannequin. Cash is deposited in your account in as little as 1 business day. Remember that these payday loans can have fairly a high rate of interest. Don't let a unfavorable credit ratings score hold you away from reputable lenders. But once your chapter has been finalized, you now not owe the payday loan organization any cash.