Rates, phrases and circumstances apply. Different names are similar to payday advance, money advance loans, brief term loans or simply low credit loans. The APR is based on example loan phrases of 1 payment ("Total of Funds") due in 7, 14 and 30 days. Since many money advance funds are taken out of the bank card gross sales sooner or later, there needs to be no talk of fixed cost schedules or any type of deadlines.