The common personal loan rates of interest vary from 10.three% to 12.5% for excellent” credit score scores ranging from 720-850, thirteen.5% to 15.5% for "good" credit score scores of 690-719, 17.8% to 19.9% for "common" credit score scores of 630-689 and 28.5% to 32.0% for poor” credit score scores of 300-629. For example, 504 loans are likely to require a down fee of round 10% for real property purchases.