This means they'll still apply for fast money loans regardless of their bad credit history. All you want is to show that you may pay the mortgage, presenting proof of a regular revenue. In actual fact, we approve 9 out of 10 small loans for individuals who have bad credit. Simply make sure that to compare the APR on loans with the identical phrases: The much less time you must pay back a loan with a term of lower than one yr, the upper the APR.