One of the best options to cowl it is an emergency payday mortgage. Reimbursement terms are usually longer with student loans — 10 years is standard — so you've more time to repay your debt. As per the info released by Reserve Bank of India (RBI), lenders had prolonged Rs.38,417 crore to the housing sector between August 30 and September 27, followed by Rs.33,a hundred and fifty crore to the NBFC sector.