Charges, curiosity and terms and circumstances apply to our loans - consult with our price of borrowing section for more particulars. Discover lender perks: Some lenders offer options tailor-made to the rationale you're borrowing money or that will help you pay off your loan. Nevertheless, as a result of these loans normally have a excessive APR, if you can't pay it again on time, you might get caught in a vicious cycle of debt.