To keep the same rates for 25+ years is sort of extraordinary in any trade, but we've achieved it to indicate our prospects that we provide the perfect service. Effectively that's not the precept we're based on. At Amigo Loans, we're actual people and we perceive real values. The more cash you may put down upfront, the decrease your month-to-month payments might be and the less risk you will pose to lenders — and your individual finances.