The Consumer Financial Protection Bureau's 2017 Payday Lending Rule covers payday loans, auto title loans, and also a list of different small cash loans. Supplied your utility was submitted prior to 3:00 p.m. Pacific Time, you will most certainly have your cash deposited into your checking account by the next enterprise day. For instance: to borrow cash for a 14 day interval, anticipate to be charged 10-30% of the mortgage as a mortgage price.