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Secured loans give the lender security, not you. The appliance course of for a private mortgage is straightforward and handy. Prepayment penalty: Prepayment penalties are uncommon among on-line lenders, but some lenders may charge this price in case you repay a loan early. MoneyMe is a responsible finance supplier offering small loans to Australians minus the paperwork, lengthy wait instances, hidden fees and wonderful print.

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