Finance Charges - You will pay a 10% acquisition charge and a monthly upkeep price of $12.50 per thirty days on loans up to $300 and $15.00 per month on loans from $301 - $500. Nonetheless, now lenders have change into more flexible with the mortgage choices for such borrowers. Consumers must reveal the flexibility to repay the loan. Regulate phrases that apply to late and non-fee actions taken by the lender.