For instance, a $500 bank card money advance with a 5% price and 35% APR that's repaid in two months will value around $55 in fees, probably half of a dear quick-time period loan. Whereas we do not like these loans, for a small sliver of the population (not the tens of millions who get them), they're lending of last resort which, used proper, can clear up a one-off gap in folks's finances.