In case you are unable to repay your loan on time, there could also be choices to help. The place you reside determines how a lot you can apply for and how lengthy you have to pay back the mortgage. Remember, with curiosity of 30%, a $1,500 payday loan requires $1,950 to pay in full. Simply put, these small and reasonably priced bad credit report loans show you how to to get money if you need it most.