They're providing a service - and oftentimes a obligatory service to those in dire want of cash to make rent, pay insurance coverage, buy meals, and so forth., before their next paycheck. For example, a $100 mortgage due in 14 days would have a complete compensation quantity of $115 and has an APR (Annual Share Rate) of 391.07%. Louisiana on-line loans from LendUp provide consumers a lifeline when they want emergency money.