The Pew Charitable Trusts says 12 million Americans use payday loans yearly and pay an estimated $9 billion in fees. I used to be undecided of getting a legit mortgage lender on-line because of the scams story i hear some years again. While you need an advance in your payday and your boss just will not budge, Zebra Loans is here that will help you out. Cash advances generally do not earn rewards.