By having a plan and saving cash little by little, a dire scenario can be averted and you may be coated in times of economic need. Printing cash out of skinny air is theft - when supply increases (to the tune of trillions of dollars) the cash in my pocket, my checking account, and my other funds is value less. 93 These loans could also be out there on barely better terms than an unsecured payday mortgage, since they are less risky to the lender.