Flat rate loans make expensive loans look low-cost. Whereas there are several such marketplaces on-line, MoneyMutual's accomplice lenders have cornered the market on short-time period loans of up to $2,500. When you have to borrow a number of occasions of your monthly paycheck, short-term loans corresponding to a money advance will not be appropriate since you might be required to repay your entire amount within 30 days.