You can then use this cash to repay your present money owed, and then pay off the balance on your card. Here, you may apply for a loan starting from £200 to £2,000 with payback period of between three months and 1 12 months at a charge of forty nine.9% and 1333% APR. However earlier than applying for a mortgage of this dimension, most lenders count on candidates to have good to wonderful credit score, which implies 650 or increased.