With Carvana financing, loans are actually serviced by subprime auto lender Bridgecrest, an affiliate of DriveTime. In case your credit score is bad and you continue to want to have access to first rate mortgage rates, you possibly can think about a co-signer. You may generally have your repayments lined as much as while you get paid, and a few lenders offers you the choice of how one can make repayments.