Having used payday loan companies several times, for private use in addition to research, I have discovered that the best possible kinds of loan provides can be found by programs which submit your software to a number of impartial (private) lenders. It is not a payday loan. At the moment, the FCA has set a cap of £24 on £a hundred payday loan if a borrower is taking out a mortgage for 30 days and repaying the mortgage on time.