But when you've got a low credit score score, and you need money quick, you have got two foremost options: a payday mortgage or a web based installment mortgage. When used responsibly, installment loans could be a superb option to get quick cash if you're in a monetary emergency. A payday mortgage may be a quick and easy option to get the cash it is advisable get out of a tricky spot, but be prepared for prime borrowing prices.