The APR is based on instance loan terms of 1 fee ("Total of Funds") due in 7, 14 and 30 days. If you happen to need a one thousand loan until the following month while you receive your paycheck, these might help you to bridge the gaps between paydays. For those who're permitted, you'll receive a one-time-use bank card that you should use to pay at a retailer, both in store or on-line.