These online lenders offer loans as small as $1,000 and goal debtors with truthful to good credit. In addition to cash in your down payment, you may also want funds to cover FHA closing costs and an upfront mortgage insurance coverage premium, which for FHA debtors is 1.seventy five% of the loan quantity. Unlike many hard cash lenders, DoHardMoney supplies options for debtors of all experience ranges and credit scores.