Cash advances also are available by writing a examine to payday lenders. In this instance, the APR on the $2,500 loan is 359.0149%, based on mortgage terms of 12 bi-weekly installment funds over 6 months. The reimbursement plan will provide you with at the very least 55 days to repay your mortgage in installments with no further finance expenses, interest, fees, or other fees of any type.