Members of the Group Monetary Companies Affiliation of America (CFSA) encourage further self-regulation for the benefit of payday loan debtors. OppLoans is a web-based lender that provides quick and inexpensive personal installment loans. A lender can't present greater than two payday loans to a buyer at anyone time. This typically depends upon who the lender is, the quantity of the mortgage, and the size of the reimbursement time period.