Arthur Orr, R-Decatur, to offer debtors as much as 30 days to repay the cash as an alternative of what may be 10 to 20 days, was killed in February on an eight-6 vote within the Senate Banking and Insurance Committee. While you will not have the ability to take out a payday mortgage should you reside here, there are different options for those who're brief on cash and don't have the perfect credit score.