Get prequalified by means of Brankrate to get one of the best private mortgage fee for you. The everyday mortgage amount you'll be able to borrow from banks is starting from RM5,000 to RM200,000. The practical result's that payday lenders can cost annual rates of more than 569.99 p.c for a $100 loan, more than double the ceiling of 240 p.c imposed on in-state lenders, according to a charge chart released by Sen.