When you want cash to consolidate payments or cowl expenses you did not count on, apply on-line or visit certainly one of our shops throughout the state. We get our reward from lenders each time we ahead a customer to them. Verify your last three pay stubs on your average revenue, and add up your month-to-month bills, says Debbie Murphy, senior credit and housing counselor at Guidewell Financial Options, a credit score counseling company.