If you're in need of quick cash, a payday loan may be an option for you. You might be able to get a mortgage from a lender that does not require a bank account to apply. Meaning you might pay $50 in fees on a debt of $300 that you just carried for just two weeks. Usually, a poor credit historical past is a barrier to acquiring the best cash advance loans, especially you probably have defaulted on financial products up to now.