You then had 12 months to repay your debt, which their web site stated would value you $150.seventy two a month — or extra, in the event you had weak credit. Payday loans can get quite expensive, and one of the best ways to avoid spending money on fees is to not borrow within the first place. Luckily, Cashback Loans near me is open from 7:30 am till 9 pm, so I can money checks earlier than or after work.