There isn't a such mortgage as a 'no credit score examine payday mortgage'. When you took out a $200 payday loan, and had been charged the maximum $25 finance cost on that mortgage, refinancing or rolling-over” the mortgage would price you another $25 and you'll then owe $250. 3. In case you have out there credit card balances, see if you may get some credit card checks to carry you over till you have your funds again on observe.