Most playing cards don't have an annual payment, but they're frequent on playing cards that offer high rewards rates. For example, let's say you will have a $2000 steadiness from purchases at eleven.24% and a $one thousand steadiness from money advances at 23.49%. With MoneyLion, you might be able to get cash advances of up to $250 with 0% interest (paychecks should be direct deposited into your MoneyLion account).