Conveniently situated close to Nationwide University, Cashback Loans in Temecula caters to college students, families, and small companies within the space. Cash Advance loans are introduced to the borrowers without placement of any form of collateral with the lender, thus also named as unsecured cash advance loans. The Wal-Mart credit card has no annual payment and it is best for a credit rating range of 550 to 850.