Although take your time to consider your scenario and store for the proper mortgage from the real lender. Please remember the fact that any FCA authorised lender within the UK will carry out a basic credit verify. With our new easy begin choice , we offer decrease APR payday loans for individuals with very bad credit. Our flexible loans let you choose from £300 to £1000 and unfold the repayments over 2, 3 or 4 months.