Which means in case you've been diligent in repaying the loans on time, you'll be able to stroll in, ask for a short-term mortgage, and have the cash in hand in a matter of minutes. It doesn't create any new regulation, it is just ensuring that every one lenders … operate beneath the same requirements. With poor credit score, you will have to use for a major bank card that provides a low line of credit for individuals that have weak credit.