Whereas on this page , you may compare loans that you may examine when you've got a spotty credit. In addition to paying a high money advance price, you could also should pay a money advance charge. four. Reimbursement begins instantly: Just like a standard mortgage, you start paying again as quickly as you get the cash. Within the case of small-dollar loans, it isn't at all times well worth the time and money concerned for the lender to sue.