In many instances, a LendUp mortgage can get rid of the risk of overdraft fees, unhealthy check fees or late charges. Sometimes, an software price is charged to cowl the cost of mortgage processing. The upper the factor charge, the higher the fees you pay. In layman language these are known as lawsuit loans, but in true sense, these are usually not loans as a result of the cash does not need to be paid again until the case is gained or settled.